401(k) Products
Easy to Set-Up 401(k) Plans
Choosing the right retirement plan for your business doesn’t have to be complicated.
Browse your options below, find the right fit, and get started online today. Create an Account when you’re ready.
Clear Plan Options
Choose a plan that aligns with your needs. We are here for any questions you have along the way.
SOLO K
SOLO 401(k) Plan
A Solo 401(k) Plan, also known as an Individual 401(k), is a retirement savings account designed for self-employed individuals or small business owners with no full-time employees, except possibly for their spouse. This plan allows business owners to save for retirement and enjoy certain tax advantages while doing so.
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The Solo 401(k) is designed for self-employed individuals or small business owners without full-time employees other than the owner and their spouse.
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Our new clients can expect the on-boarding process to be completely online and last about 15 minutes.
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Our proprietary software offers a simple solution for you to manage your retirement plan.
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Streamlined administration, shared access, and instant reporting. Effortless control for business owners and advisors.
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Flexible standard features including Roth, Mega-Roth and loans.
Traditional 401(k)
Safe Harbor, Deferral only, and Cross-Tested 401(k) Plans
401(k) plans are the most popular retirement plan in the United States. This widely embraced retirement solution allows employees to allocate a portion of their income to the plan, with the added benefit of potential matching contributions and additional discretionary contributions from the employer. 401(k) plans enjoy tax advantages on both contributions and investment earnings, making them plan the cornerstone of retirement benefits.
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The Traditional 401(k) is designed for business owners who want flexibility in choosing plan features.
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Business owners have the flexibility to tailor their company's contributions, with a range of fixed and discretionary choices available. Options include matching employee contributions, or customizing contributions to prioritize the owners and principals of the business.
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Business owners can chose a Safe Harbor contribution which means the company is required to contribute to their employees’ with matching or non-elective contributions. The benefit is the business owners and principal employees can maximize their 401k contributions avoiding contribution limiting compliance testing.
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Our new clients can expect the on-boarding process to be completely online and last about 30 minutes.
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Our proprietary software offers a simple solution for you to manage your retirement plan.
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Dedicated account manager, in-house administration, compliance, Form 5500 and secure documents are all included.
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Explore our enhanced administrative features, including seamless 180 payroll integration, automated annual census integration, Form 5500 signing, and contribution projections. Elevate your plan administration with simplicity and efficiency.
Cash Balance Combos
401(k) + Cash Balance Plans
Cash balance retirement plans are growing in popularity as a way to maximize tax cuts and for high-earners to contribute beyond the typical 401(k) contribution limit. The combination of a Cash Balance Pension Plan and a 401(k) Profit Sharing Plan offers unique benefits and tax savings provided by both plans.
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This plan is particularly appealing to high-earning professionals who wish to maximize their contributions to retirement and can take advantage of the tax savings.
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Maximize contributions—higher limits than 401(k). Unlike a traditional pension plan, enjoy 401(k) like flexibility with account balances and lump sum distributions.
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One of our experts can walk you through the features of the plans and help determine if it is the best fit.
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Our proprietary software offers a simple solution for you to manage your retirement plan.
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Dedicated account manager, in-house administration, compliance, Form 5500 and secure documents are all included.
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Our platform gives you easy acces to your plan documents.
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Online Portal
Our proprietary platform gives you secure, real-time access to your plan, and because we built and own the technology ourselves, we're not paying third-party software fees. That means lower costs for you.
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Simple Pricing
Clear, standardized pricing, and no surprises. Run a proposal and see your costs upfront. Every plan includes full-service administration and a support team that’s always ready to help.
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Plan Document
No paperwork headaches. When you set up a Solo 401(k) or Traditional 401(k) through our platform, your plan document is generated automatically and sent for electronic signature so you can get your plan in place faster.
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Compliance & Form 5500
We handle compliance so you don't have to. Every plan includes compliance checks and Form 5500 preparation, plus an optional 5500 signing service to keep your filing on time, every time.
